You have coverage.
You just don't know if it's enough, right, or fairly priced.
Every business owner has a policy. Almost none know if the rate is still competitive, if the limits are enough, or if it's even the right coverage for how the business runs today. A second look costs nothing, and you'll walk away with a written Coverage Gap Report showing exactly where you could save money, close a gap, or both.
Request your review
Fill out the short form with your name, company, and how to reach you. Takes about 60 seconds.
A licensed agent calls you
A licensed insurance agent from The Reis Group, someone who works with businesses like yours every day, calls to go over your current policy line by line, checking things like your workers' comp classification and subcontractor certificate requirements.
Get your Coverage Gap Report
You'll receive a written report spelling out your gaps, your exposures, and where you could save. No obligation to change anything.
60-second request. No obligation to switch.
You have a policy. That's not the same as knowing it's a good one.
Is it still a fair price?
Rates climb every renewal whether your risk changed or not. Without a comparison across carriers, there's no way to know if you're still getting a competitive rate or quietly overpaying.
Is it enough coverage?
Limits that made sense when you signed up may not match the business you run today. More employees, more equipment, and more contracts all add exposure that may not be covered.
Is it the right coverage?
Misclassified workers' comp codes and subcontractor certificates that don't match your actual contracts go unnoticed until there's a claim. Carriers profit when you renew without checking. An independent review works for you, not them.
Who's actually reviewing your policy
Coverage Check is run by The Reis Group Insurance Agency, Inc., an independent agency with real offices across New York State, not a lead-gen operation. They work with business owners of every size, with particular depth in workers' compensation and coverage for contracting, real estate, manufacturing, distribution, healthcare, and financial services firms.
Because they're independent, they're not selling you one carrier's rates. They compare across their network to find what actually fits your business and your risk. Their team stays current through ongoing industry training and certification, so the person reviewing your policy knows exactly what they're looking at.
Talk to a Licensed AgentRequest your free policy review
Tell us a bit about your business. A licensed agent will compare your current coverage against our carrier network and follow up with your Coverage Gap Report.
Request received
Thanks! A licensed agent will reach out within one business day to schedule your free review and start your Coverage Gap Report.